Personal CDs

  • $1,000 minimum deposit to open account.
  • Interest will be computed by the daily balance method, which is determined by the application of a daily periodic rate to the full principal in the account each day.
  • Interest will be paid to your account quarterly.
  • After the account is opened, you may not make any deposits into or withdrawals from the principal in the account until the maturity date.
  • The annual percentage yield (APY) disclosed assumes that interest remains on deposit until maturity.
  • Early withdrawal penalties apply.

IRA Certificate of Deposit

Grand Bank of Texas provides IRA Certificate of Deposit services.