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| MONEY
MARKET SAVINGS ACCOUNT |
- Opening deposit $300
- No service charge with daily balance of $300 or more
- Service charge of $3 if daily balance falls below $300
- A daily balance of $300 must be maintained to obtain the disclosed
annual percentage yield
- Limited to 3 withdrawals per statement cycle at no charge, $5
charge per item thereafter
- Contact us for rate
information
**Transfers and Debits are subject to limitations.

| MONEY
MARKET PRIME ACCOUNT |
- Opening deposit $1,000
- No service charge with daily balance of $2,500 or more
- Service charge of $15 if daily balance falls below $2,500
- A daily balance of $1,000 must be maintained to obtain the disclosed
annual percentage yield
- Free personalized regal checks
- Discounted safe deposit box - 50%
- No charge on Cashier's Checks, Traveler's Checks or Money Orders
- Free notary service & copies
- No annual fee for ATM card
- Contact us for rate
information
**Transfers and Debits are subject to limitations.

| CUSTODIAL
ACCOUNT (TUTMA) |
- Opening deposit $25
- No service charge with daily balance of $25 or more
- Service charge of $1 if daily balance falls below $25
- A daily balance of $100 must be maintained to obtain the disclosed
annual percentage yield
- Limited to 3 withdrawals per statement cycle at no charge, $5
charge per item thereafter
- Contact us for rate
information
**Transfers and Debits are subject to limitations.
| **Federal
regulations limit certain transactions for savings accounts.
Legal limit: No more than 6 transfers each monthly cycle by
means of a pre-authorized transfer (automatic, wire or telephone)
of the 6 no more than 3 can be by check, draft, debit card
or similar order to third parties. We will notify you if your
monthly transactions exceed the legal limit, and we may close
your account or convert it to another type of account for
continuous violations. |

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